On the fence think of buying a home.

Still sitting on the fence waiting for prices to drop…even further? Although many markets have seen prices drop significantly, most experts agree that additional drops in home prices will not be terribly significant, and in fact some markets have seen prices increase. Yet, many future homebuyers are still sitting on the fence waiting for prices to decrease even more and are not ready to jump in right just yet. They just don’t feel confident in the housing market and are afraid that after they purchase, the value of the home will go down. A Naples, Florida based homebuilder, Kaye Homes has come up with a solution. They are offering a “Price Guarantee”. It is a form of value insurance. Here’s how it works. If you sign a contract today to build your new home with Kaye Homes with a purchase price of $350,000. Within the time your home is permitted and built, if your appraisal comes in lower than your original purchase price you get the difference back. So if the approved appraisal at the time of occupancy, which is usually from 9 months to 1 year comes in at $340,000 then you will get back $10,000. Kaye Homes is showing a significant amount of trust in the Naples housing market. They feel pricing has hit rock bottom and equity will once again start building. Another program Kaye Homes has just introduced for those fence sitters is the Employment/Disability Insurance program. If you become disabled or lose your job (unless due to cause) Kaye Homes will pay your mortgage payments for up to 8 months on one of their new homes. To learn more about these Kaye Homes “Get off the Fence” programs and about your next home visit http://www.kayehomes.com/ or call 239 455 1007.